“Credit card” means any card, plate, coupon book or other credit device, existing for the purpose of obtaining money, property, labor or services on credit.

“Dishonor” means an instrument or credit card is dishonored when it has been duly presented by the city and due acceptance or payment is refused or if presentment is excused and the instrument or credit card is not duly accepted or paid. Return of an instrument for lack of proper endorsement is not dishonor.

“Drawer” means any person, firm, partnership, corporation or association which draws an instrument and addresses it to the city.

“Negotiable instrument” means a writing considered to be a negotiable instrument within this chapter is any written security under the Uniform Commercial Code as adopted by the State of Kansas which may be transferred by endorsement and delivery or by delivery merely, so as to vest in the city the legal title, and thus enable the city to sue thereon in its own name. A negotiable instrument may take any of the forms of “check,” “draft,” “certificate of deposit” or “note.” It may alternately be referred to in this chapter as “instrument.” (Ord. 05-123 § 1, 2005; Ord. 83-103 § 1, 1983.)